Is Auto Insurance Required in Texas?

Yes. Texas law requires drivers to carry liability insurance to cover damages and medical expenses if they’re at fault in an accident.

What Are the Penalties for Driving Without Insurance?

Driving uninsured can lead to hefty fines—$175 to $350 for a first offense—plus a $250 annual surcharge on your license for three years.

What’s the Minimum Required Coverage?

Texas’ 30/60/25 policy includes:

• $30,000 per injured person
• $60,000 per accident
• $25,000 for property damage
  However, this basic coverage won’t protect your vehicle or medical costs. Additional coverage is highly recommended.

What Optional Coverage Is Available?

We offer policies that go beyond the minimum, including:

• Uninsured/underinsured motorist protection
• Personal injury protection
• Comprehensive and collision coverage
• Medical payment assistance

Get Covered Today

Our agents understand Texas insurance laws and can find you the best coverage at the right price. Contact Koda Insurance Group today to get a quote and drive with confidence!

Click Here to start the process